Send money home in seconds, not days.
ThinkPay Global turns rand into digital dollars, moves them instantly across the South Africa–Nigeria corridor, and pays out to a local bank — for a fraction of what the banks charge.
- Under 2% all-in — versus the 8–10% banks take
- Onboard with a South African number and ID — no Nigerian phone needed
- Licensed on/off-ramp partners and tiered KYC
Join the waitlist — be first when we launch in South Africa and Nigeria.
Banks take 8–10%. We take under 2%.
Sub-Saharan Africa is the most expensive place on earth to send money. On $500, that difference is real cash that should reach your family — not a middleman.
Illustrative, sending R10,000. Live rates shown in-app before every transfer.
Money home, the simple way
Add money
Top up in rand or naira via PayShap, EFT or card. We hold it as digital dollars.
Send instantly
Pick anyone by @tag, phone or QR. See exactly what they receive before you confirm.
Cash out
They withdraw straight to a local bank account — usually in under two minutes.
Why people switch to ThinkPay
Arrives in seconds
In-app transfers settle instantly — not the 1–3 days a bank wire takes.
Every fee, up front
Mid-market rate plus one small, visible fee. No hidden FX spread, ever.
Two-way SA ⇄ NG
Send from South Africa to Nigeria and back — built for both directions.
No Nigerian number needed
Onboard with a South African phone and ID. The blocker that stopped you — gone.
Bank-grade security
Tiered KYC, PIN + biometrics, and licensed custody for every cent.
Built for what's next
Aligned with the CBN's Payment System Vision 2028 and regulated stablecoin rails.
Compliance-first: we launch on licensed on/off-ramp partners, with tiered KYC on both ends and Travel-Rule readiness — and we're building toward the cross-border framework the CBN's Payment System Vision 2028 calls for.